You Pay Your Caregivers as 1099 Contractors: One Injury Could Undo That Overnight
1099 caregiver misclassification is a real risk in home care. One injury can trigger retroactive workers comp premium and steep penalties.
What Happens to a Home Care Agency When a Caregiver Is in an Accident: Commercial Auto and HNOA Coverage Explained
When a home care aide crashes on the job, whose policy pays? NJ agencies need hired & non-owned auto coverage. See the gap. Get a quote
Home Health Agency Professional Liability – The Coverage Gap Most Owners Don’t Find Until a Claim Hits
Learn how home health agency professional liability coverage works in PA and NJ and why most agencies carry a dangerous gap in their program.
A Caregiver Injures a Client During a Home Visit-Is Your Agency Actually Covered?
Learn how home healthcare insurance protects your agency when a caregiver injures a client and what coverages you actually need.
Are You With the Right Insurance Carrier?
Often times, when a business is starting up, the policyholder simply chooses an online carrier that offers a quick quote just so they can obtain a Certificate of Insurance (COI). The policyholder answers a series of…
Types of Nursing Liabilities and How to Protect Yourself
Nurses interact with patients in a number of ways. Many are responsible for working with or treating patients directly and if something were to go wrong, the corporation could be brought into a suit, or the…
Business Insurance After COVID
Your home health clients deserve the safest conditions whether at home or on the go. Transporting your clients will bring with it a special set of challenges
Staying Safe While On The Go: What You Need to Know About Transporting Clients Safely
Your home health clients deserve the safest conditions whether at home or on the go. Transporting your clients will bring with it a special set of challenges
What Happens When You Cancel Your Insurance Policy Midterm?
As your home care agency is growing, you’re also experiencing increasing insurance premium costs, particularly in the area of Workers Compensation, to reflect the growth in your staff and payrolls.
Why Select In Home Care For Seniors?
Sеnіоr citizens wоuld lіkеlу want tо rеtаіn ѕоmе dеgrее of independence. Yеѕ, believe іt оr nоt thе ѕеnіоr members of оur fаmіlіеѕ wоuld still very muсh wаnt tо bе independent dеѕріtе their аgе and рhуѕісаl соndіtіоn – whісh іѕn’t likely tо bе all thаt great, tо bе hоnеѕt. It is реrhарѕ a nаturаl dеѕіrе that’s inherent wіthіn еасh оf uѕ, аnd dоеѕ not disappear even when we аrе already muсh оldеr. Dеѕріtе their desire tо have ѕоmе mеаѕurе оf independence though, іt still has to be vіеwеd rеlаtіvе tо their ѕресіfіс needs and situation.
Home Health Business Growth
The home health business is growing, and current trends are showcasing that growth in a number of interesting ways. Beginning in 2014, the industry really began to take off, with more seniors opting to stay out of nursing homes and receive assistance in their own homes.
PA Compensation Fund (MCARE)
With advances in technology and changes in healthcare, Pennsylvania Mcare (Medical Care Availability and Reduction of Error Fund) will become history. Mcare's establishment in 2002 was to succeed the Medical Professional Liability Catastrophe Loss Fund (CAT Fund). The purpose of PA Mcare is to ensure that individualsthat arehurt due to medical malpractice receive reasonable compensation
Tips for Home Care Agencies When Working with Alzheimer’s Patients
As mentioned in our previous blog post, predictions made by the CDC indicate that the number of people diagnosed with Alzheimer’s disease will increase three-fold to approximately 14 million people by 2050.
Do I Need to Insure My 1099 Contractor?
The simple answer to this question is: it depends. Before you can answer it fully, you need to understand that the difference between W2 and 1099 employees is not defined by the paper they sign when the agree to perform services for you.
Dementia, Alzheimer’s and Home Health Care
Both Dementia and Alzheimer’s are progressive conditions that can be helped with treatment, but tragically, no cure exists. Often, people use the words Dementia and Alzheimer’s interchangeably, however the two are not the same.
5 Most Common Insurance Coverage Gaps in Home Healthcare
Home healthcare is expected to be the fastest growing sector over the next ten years. This rapid pace of growth has expanded the market. Many entrepreneurs are getting their piece of the pie through homecare agency ownership. This expansion has also brought on an influx of insurance brokers and carriers that now serve the industry. These brokers and carriers may not have the experience, as they may not have served the industry in the past.