Comprehensive Coverage

Protecting Every Vehicle That Drives Your Business Forward

Commercial Auto Insurance protects a variety of vehicles your business may rely on—cars, trucks, vans, and more. This coverage provides essential protection for bodily injury liability and property damage, offering peace of mind whether you have a single vehicle or a whole fleet on the road.

Flexible Options to Meet Your Needs

Many policies include Hired & Non-Owned Auto coverage, which is particularly valuable if employees occasionally use their own vehicles for work. This is crucial in industries with mobile teams, like sales representatives, who drive regularly on the job. Commercial Auto coverage can be tailored to cover individual vehicles, an entire fleet, or bundled within a Package policy, allowing you to combine it with other essential coverages like Professional Liability (PL) and General Liability (GL).

Commercial Auto insurance covers a combination of vehicles – cars, trucks, vans, etc. Coverage provides bodily injury liability and property damage. Hired & Non Owned Auto symbols are often added to Commercial Auto insurance policies, as often times, employees of the company are using their own vehicles on company time. In the case of some industries where sales reps make up a large portion of the employees, this exposure could be rather significant. Auto coverage can be provided for an individual vehicle, a whole auto fleet, or can sometimes be insured as part of a Package policy, where it can be covered alongside PL/GL and other lines of coverage.

Claim Examples

An employee who is a homecare aide is taking an elderly patient to a doctor’s appointment in the employee’s vehicle. The employee is driving on a major road and runs a red light and collides with two other vehicles. Once the employee’s personal auto insurance limits are exhausted, the company’s Hired & Non Owned Auto coverage steps in and provides defense and indemnity coverage for the remainder of the claim.

A severe storm passes through the area and a company vehicle is flooded, and the adjuster deems the vehicle salvaged. This scheduled vehicle is covered under the commercial insurance policy for this covered peril.

Coverage Features

  • $1,000,000 Combined Single Limit
  • Coverage for Passenger Vans acceptable
  • Flexible Payment Terms
  • Hired & Non Owned Auto Coverage
  • And much more!

Request a Quote

We would love to give you a quote! Please complete the form below to get started!

Our insurance agency serves clients in Pennsylvania, New Jersey, Delaware, Maryland, Virginia, North Carolina and surrounding states. We pride ourselves on understanding your industry and providing simple solutions for your insurance program.

Contact us today and find out how we can help reduce your cost, enhance your coverage, or improve your peace of mind!

What our valued customers are saying...

Your opinion matters! Read what our customers have been saying, and leave your own review.