Workers comp contractor New Jersey requirements catch many general contractors off guard. You hire a framing crew, pay them as 1099 independent contractors, and assume their coverage is their problem. Then one of them is injured…
Learn how Pennsylvania workers compensation rates work, what small business owners get wrong at renewal, and how to build the right program.
Learn New Jersey workers compensation requirements, how rates are calculated, and how to structure the right program for your business.
When a health crisis hits, workers compensation insurance is the first coverage that responds. Learn what PA and NJ owners actually need.
Do not wait for a jobsite incident to discover a coverage gap. One serious claim can disrupt cash flow, delay projects, and damage your reputation. A proactive insurance review helps protect your business before problems arise.
Pennsylvania law requires almost every employer with at least one employee to carry workers compensation insurance. This includes full time, part time, and seasonal employees. Only a few narrow exceptions apply, such as sole proprietors without employees.
Pennsylvania law requires nearly all employers to carry workers’ compensation. Learn how to stay compliant and avoid penalties.
As a Pennsylvania employer, you are legally required to carry workers comp insurance.
Protect your auto repair shop with the right insurance strategy.
If your existing agent isn’t capable of fully insuring you for PL/GL, Workers Comp, Auto, EPLI, Cyber, etc. then you may be working with the wrong insurance agent.
Impact from COVID and the increases in wages that took place in 2021 are still impacting the insurance market today. Today’s Conditions Workers Comp rates have continued to come down for this industry sector at a…
As a growing business, you want to be fully protected for potential claims and lawsuits. Without proper insurance, your business may not withstand a $100,000 out of pocket lawsuit. This may put you in serious financial…
Often times, when a business is starting up, the policyholder simply chooses an online carrier that offers a quick quote just so they can obtain a Certificate of Insurance (COI). The policyholder answers a series of…
Audits typically have a negative connotation. But they don’t have to be a negative experience or cause a huge headache at audit time.
The Typical Situation: At renewal time, you receive a Workers Comp (“WC”) renewal quote from your insurance broker and maybe a few additional quotes from other carriers.
Providing professional liability & commercial insurance for healthcare industries in Pennsylvania, New Jersey, Delaware, Maryland, Virginia, North Carolina.
