Tailored Commercial Insurance
for Growing Businesses
Running a business comes with unique risks, and the right insurance can mean the difference between setbacks and success. Whether you’re a contractor on job sites, managing a trucking fleet, operating a restaurant, or overseeing commercial property, you need coverage designed for the challenges you face every day. Our commercial insurance solutions are built for mid-sized businesses in New Jersey and Pennsylvania, typically generating $5M+ in annual revenue, helping you protect your people, property, and profits.
With access to top-rated carriers like Travelers, Liberty Mutual, and Hartford, plus specialty markets such as Lloyd’s of London, we can match your business with comprehensive protection. From straightforward policies to hard-to-place risks, our goal is simple: provide the right coverage so you can stay focused on growth.
Auto Repair Shops
Apartment Complex Insurance
Contractors
Funeral Services
Landlord Insurance
Religious Institutions
Restaurant & Hospitality
Trucking & Transportation
Request a Quote
Ready to explore customized options for your business? Request a quote today, and let us find the right fit for your insurance needs.

Risk Management for Businesses in Pennsylvania and New Jersey
Risk management helps businesses lower commercial insurance costs and reduce claims. Companies that consistently pay lower premiums are not lucky. They are deliberate. They understand how risk management improves their insurance profile and protects long term stability.

Restaurant Insurance: The Essential Coverage Every Food Business Needs to Survive
Protect your business from liquor liability, kitchen fires, foodborne illness, and costly interruptions.

General Liability Insurance for Small Businesses
General liability insurance for small businesses is not optional protection. It is the financial foundation that keeps your doors open when the unexpected strikes.

Workers’ Compensation Insurance: Are You Fully Compliant in Pennsylvania and New Jersey?
Pennsylvania law requires almost every employer with at least one employee to carry workers compensation insurance. This includes full time, part time, and seasonal employees. Only a few narrow exceptions apply, such as sole proprietors without employees.
What our valued customers are saying...
Your opinion matters! Read what our customers have been saying, and leave your own review.
EXCELLENT Based on 18 reviews Posted on taleeyah barryTrustindex verifies that the original source of the review is Google. i was very satisfied with the service and explanations i receivedPosted on Jonathan WynnTrustindex verifies that the original source of the review is Google. Impressed with the service and the speed and diligence -Posted on David CohenTrustindex verifies that the original source of the review is Google. Prior to this experience our company has been with the same agent for the past 7 years. Last year when we saw that our rates were going up and our agent did not seem to be too interested in helping us we responded to several inquiries of interest from other agencies. MPL rose to the top in terms of follow-up and follow-through. Derek Benevidas quickly demonstrated that he was willing to go the distance to capture both our work comp package and our General Liability package. I would highly reccomend Derek for his professionalism and willingness to roll up his sleeves to get the job done.Posted on Acolytes Home Health CareTrustindex verifies that the original source of the review is Google. As soon as we got all the paperwork done, the office was updated and guided through. From correcting details and updates on where the processing is excellent. They are professional and knowledgeable, Vicki keeps us in the loop. Excellent customer service.Posted on Igor BogdanovTrustindex verifies that the original source of the review is Google. Great team and always respond promptly. I used MPL for years, and we always receive the best quotes. You get to talk to humans actually and not a robot when you call them.Posted on Cesar AguilarTrustindex verifies that the original source of the review is Google. Excellent service ontime response and affordable price.Posted on Francine Bines-FullerTrustindex verifies that the original source of the review is Google. I had such an amazing experience. I highly recommend MPL Risk!Posted on Syeda AliTrustindex verifies that the original source of the review is Google. MPL Risk is to be commended for their follow up, and attention to detail. They are great to work with. thank you.Posted on Margie LannonTrustindex verifies that the original source of the review is Google. Very responsive and they do a great job of price shopping for you at renewal term. They are always quickly responsive when I need them. Thanks for being there for us.
