Privacy Policy

Introduction

MPL Risk (“we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, request a quote, or contact us through our forms.

Information We Collect

We may collect the following types of information:

Personal Information You Provide: When you submit a quote request or contact form, we may collect your name, email address, mailing address, phone number (including mobile number), business information, and any other details you choose to provide.

Automatically Collected Information: When you visit our website, we may automatically collect certain information such as your IP address, browser type, device information, pages visited, and the dates and times of your visits.

How We Use Your Information

We use the information we collect to:

Respond to your quote requests and inquiries
Provide you with insurance products, services, and quotes
Communicate with you about your account, requests, or services
Send you SMS/text messages to the phone number you provide (where you have consented)
Improve our website and services
Comply with legal and regulatory obligations
Prevent fraud and protect the security of our website

SMS/Text Messaging

By providing your phone number and submitting our quote or contact form, you consent to receive SMS/text messages from MPL Risk at the number provided, including messages related to your quote, inquiry, account, or services. Message and data rates may apply. Message frequency may vary.

You may opt out of receiving text messages at any time by replying STOP to any message you receive from us. For assistance, reply HELP. Opting out of SMS messaging will not affect your ability to receive other communications from us.

Mobile Information and Third-Party Sharing

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All categories of data sharing described in this policy exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

How We Share Your Information

We may share your information in the following limited circumstances:

Service Providers: With trusted third-party vendors who perform services on our behalf (such as hosting, data processing, or communications), bound by confidentiality obligations.
Insurance Partners: With insurance carriers or underwriters as necessary to provide you with quotes and services you request.
Legal Requirements: When required by law, subpoena, or other legal process, or to protect our rights, property, or safety.
Business Transfers: In connection with a merger, acquisition, or sale of assets.

We do not sell your personal information. As stated above, we do not share mobile information with third parties or affiliates for marketing or promotional purposes.

Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect your personal information. However, no method of transmission over the Internet or electronic storage is completely secure, and we cannot guarantee absolute security.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required or permitted by law.

Your Rights and Choices

Depending on your jurisdiction, you may have certain rights regarding your personal information, including the right to access, correct, or delete your information, or to opt out of certain communications. To exercise these rights, please contact us using the information below.

Children’s Privacy

Our website and services are not directed to individuals under the age of 18, and we do not knowingly collect personal information from children.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites and encourage you to review their privacy policies.