Learn who is responsible when a subcontractor gets hurt and how workers' comp and employee classification protect PA and NJ contractors.
Learn why PA and NJ contractors get sued for subcontractor mistakes and how the right contractor insurance protects your business.
If you own a trade business in Pennsylvania or New Jersey, contractor insurance is one of the most important decisions you will make. Every job site brings real risk: tools break, accidents happen, workers get hurt,…
Pennsylvania law requires almost every employer with at least one employee to carry workers compensation insurance. This includes full time, part time, and seasonal employees. Only a few narrow exceptions apply, such as sole proprietors without employees.
Pennsylvania law requires nearly all employers to carry workers’ compensation. Learn how to stay compliant and avoid penalties.
Impact from COVID and the increases in wages that took place in 2021 are still impacting the insurance market today. Today’s Conditions Workers Comp rates have continued to come down for this industry sector at a…
As a growing business, you want to be fully protected for potential claims and lawsuits. Without proper insurance, your business may not withstand a $100,000 out of pocket lawsuit. This may put you in serious financial…
Audits typically have a negative connotation. But they don’t have to be a negative experience or cause a huge headache at audit time.
The Typical Situation: At renewal time, you receive a Workers Comp (“WC”) renewal quote from your insurance broker and maybe a few additional quotes from other carriers.
Home healthcare is expected to be the fastest growing sector over the next ten years. This rapid pace of growth has expanded the market. Many entrepreneurs are getting their piece of the pie through homecare agency ownership. This expansion has also brought on an influx of insurance brokers and carriers that now serve the industry. These brokers and carriers may not have the experience, as they may not have served the industry in the past.
Providing professional liability & commercial insurance for healthcare industries in Pennsylvania, New Jersey, Delaware, Maryland, Virginia, North Carolina.
