Trucking & Transportation Insurance for NJ & PA Businesses

From long-haul trucking to last-mile delivery, transportation companies face unique risks on the road. Trucking and transportation insurance protects your drivers, vehicles, and cargo from accidents, damage, and liability claims. Serving NJ and PA, we help trucking businesses of all sizes secure coverage that keeps freight moving safely.

Our policies may include commercial auto, motor truck cargo, general liability, physical damage, and workers compensation. Whether you operate a single truck or manage a full fleet, we’ll connect you with carriers that specialize in transportation risks.

Commercial Auto Coverage

Covers your trucks, drivers, and third-party liability from accidents on the road.

Motor Truck Cargo Coverage

Protects the freight you’re hauling from damage, theft, or loss during transport.

Physical Damage Coverage

Pays for repairs or replacement if your trucks are damaged in an accident or other covered peril.

Request a Quote

Ready to explore customized options for your business? Request a quote today, and let us find the right fit for your insurance needs.

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Commercial Insurance Tips

Cargo Insurance for Trucking Companies

Freight drives your business—and every shipment carries risk. Discover how MPL Risk protects Pennsylvania and New Jersey trucking companies with insurance that covers fleets, cargo, and compliance.

Your Questions, Our Answers

It covers trucks, drivers, cargo, liability, and damages from accidents or theft.

Yes. Federal and state laws require liability coverage for trucking companies to operate legally.

It protects the goods you’re hauling if they are lost or damaged during transport.

Yes. Policies can be tailored for independent drivers as well as fleet owners.

Premiums depend on fleet size, cargo type, driver records, and miles driven.

It covers repairs or replacement for your trucks if they’re damaged in an accident or other covered event.

Yes. If you employ drivers or staff in NJ or PA, workers comp is required by law.

Contact us for a free quote. We’ll compare top carriers and build coverage for your fleet or business.