Trucking & Transportation Insurance for NJ & PA Businesses
From long-haul trucking to last-mile delivery, transportation companies face unique risks on the road. Trucking and transportation insurance protects your drivers, vehicles, and cargo from accidents, damage, and liability claims. Serving NJ and PA, we help trucking businesses of all sizes secure coverage that keeps freight moving safely.
Our policies may include commercial auto, motor truck cargo, general liability, physical damage, and workers compensation. Whether you operate a single truck or manage a full fleet, we’ll connect you with carriers that specialize in transportation risks.
Commercial Auto Coverage
Covers your trucks, drivers, and third-party liability from accidents on the road.
Motor Truck Cargo Coverage
Protects the freight you’re hauling from damage, theft, or loss during transport.
Physical Damage Coverage
Pays for repairs or replacement if your trucks are damaged in an accident or other covered peril.
Request a Quote
Ready to explore customized options for your business? Request a quote today, and let us find the right fit for your insurance needs.
What our valued customers are saying...
Your opinion matters! Read what our customers have been saying, and leave your own review.
EXCELLENT Based on 18 reviews Posted on taleeyah barryTrustindex verifies that the original source of the review is Google. i was very satisfied with the service and explanations i receivedPosted on Jonathan WynnTrustindex verifies that the original source of the review is Google. Impressed with the service and the speed and diligence -Posted on David CohenTrustindex verifies that the original source of the review is Google. Prior to this experience our company has been with the same agent for the past 7 years. Last year when we saw that our rates were going up and our agent did not seem to be too interested in helping us we responded to several inquiries of interest from other agencies. MPL rose to the top in terms of follow-up and follow-through. Derek Benevidas quickly demonstrated that he was willing to go the distance to capture both our work comp package and our General Liability package. I would highly reccomend Derek for his professionalism and willingness to roll up his sleeves to get the job done.Posted on Acolytes Home Health CareTrustindex verifies that the original source of the review is Google. As soon as we got all the paperwork done, the office was updated and guided through. From correcting details and updates on where the processing is excellent. They are professional and knowledgeable, Vicki keeps us in the loop. Excellent customer service.Posted on Igor BogdanovTrustindex verifies that the original source of the review is Google. Great team and always respond promptly. I used MPL for years, and we always receive the best quotes. You get to talk to humans actually and not a robot when you call them.Posted on Cesar AguilarTrustindex verifies that the original source of the review is Google. Excellent service ontime response and affordable price.Posted on Francine Bines-FullerTrustindex verifies that the original source of the review is Google. I had such an amazing experience. I highly recommend MPL Risk!Posted on Syeda AliTrustindex verifies that the original source of the review is Google. MPL Risk is to be commended for their follow up, and attention to detail. They are great to work with. thank you.Posted on Margie LannonTrustindex verifies that the original source of the review is Google. Very responsive and they do a great job of price shopping for you at renewal term. They are always quickly responsive when I need them. Thanks for being there for us.
From the Blog...

Trucking Insurance in NJ: Fleet Coverage Essentials
Running a trucking fleet in NJ? Learn the insurance essentials that keep your drivers, trucks, and cargo covered.

Cargo Insurance for Trucking Companies
Freight drives your business—and every shipment carries risk. Discover how MPL Risk protects Pennsylvania and New Jersey trucking companies with insurance that covers fleets, cargo, and compliance.
Your Questions, Our Answers
It covers trucks, drivers, cargo, liability, and damages from accidents or theft.
Yes. Federal and state laws require liability coverage for trucking companies to operate legally.
It protects the goods you’re hauling if they are lost or damaged during transport.
Yes. Policies can be tailored for independent drivers as well as fleet owners.
Premiums depend on fleet size, cargo type, driver records, and miles driven.
It covers repairs or replacement for your trucks if they’re damaged in an accident or other covered event.
Yes. If you employ drivers or staff in NJ or PA, workers comp is required by law.
Contact us for a free quote. We’ll compare top carriers and build coverage for your fleet or business.
