Funeral Service Insurance for NJ & PA Businesses
Funeral homes provide essential care for families during difficult times — but the work comes with unique risks. Funeral service insurance protects your business from liability claims, property damage, and professional risks tied to the services you provide. Whether you own a single funeral home or manage multiple locations, we help you secure the coverage you need in New Jersey and Pennsylvania.
Our policies can include professional liability, general liability, property insurance, workers compensation, and commercial auto coverage. With access to top-rated carriers, we build tailored protection that covers facilities, staff, vehicles, and sensitive responsibilities — giving funeral directors peace of mind while serving their communities.
Professional Liability Coverage
Professional liability protects funeral directors against claims of errors, negligence, or disputes tied to the services provided to families.
Property & Facility Coverage
Covers funeral home buildings, chapels, equipment, and furnishings against fire, theft, vandalism, and other unexpected losses.
Vehicle Coverage
Commercial auto insurance covers hearses, limousines, and service vehicles used by funeral homes. This protection helps pay for accidents, property damage, or liability claims that occur while transporting families or operating on the road.
Request a Quote
Ready to explore customized options for your business? Request a quote today, and let us find the right fit for your insurance needs.
What our valued customers are saying...
Your opinion matters! Read what our customers have been saying, and leave your own review.
From the Blog...
Funeral Home Liability Insurance Basics
Tailored liability insurance for funeral homes to protect staff, clients, and property from costly claims and accidents.
Insurance for Funeral Homes & Services
Funeral homes and crematories provide vital, sensitive services.
Your Questions, Our Answers
It typically includes general liability, professional liability, property coverage, workers comp, and commercial auto for hearses and service vehicles.
Yes. Professional liability protects against claims related to errors, negligence, or disputes tied to funeral services.
If you employ staff in NJ or PA, workers compensation is required by law to cover workplace injuries and lost wages.
Yes. Commercial auto policies cover hearses, limousines, and other vehicles used in funeral services.
Premiums depend on the size of your facility, number of employees, vehicles, and claims history. Smaller homes may pay only a few thousand per year.
Risks include professional errors, vehicle liability, property damage, and sensitive client disputes.
Contact our team for a free quote. We’ll compare leading carriers and design a policy around your funeral home’s needs.