Comprehensive Property Insurance
Protecting Your Business Assets
Property Insurance is one of the most common types of insurance coverages. Big or small, business property is a vital component to your business. We typically think of bigger items such as building property loss, but often it’s smaller items such as files, equipment and computers that are most important to your business. Before applying for coverage, take inventory of all your business equipment to determine how much coverage you need. This will ensure you are adequately covered and allow you to control your insurance costs.
Most common losses are fire, wind, water, burglary, theft and vandalisms. Floods are not typically covered under your main policy but can be purchased separately. Check with your county to see if your property falls within a flood zone.
Ensuring Business Continuity with Business Interruption Coverage
Business Interruption coverage is also an important coverage part, in the event the building suffers a significant loss, you still need to pay for ongoing expenses, and this coverage part can provide protection for such events and allow for business continuity.
Property Insurance is one of the most common types of insurance coverages. Big or small, business property is a vital component to your business. We typically think of bigger items such as building property loss, but often it’s smaller items such as files, equipment and computers that are most important to your business. Before applying for coverage, take inventory of all your business equipment to determine how much coverage you need. This will ensure you are adequately covered and allow you to control your insurance costs.
Most common losses are fire, wind, water, burglary, theft and vandalisms. Floods are not typically covered under your main policy but can be purchased separately. Check with your county to see if your property falls within a flood zone.
Business Interruption coverage is also an important coverage part, in the event the building suffers a significant loss, you still need to pay for ongoing expenses, and this coverage part can provide protection for such events and allow for business continuity.
Claim Examples
A pipe bursts and floods an office space. As a result, the floors, training equipment, and furniture are damaged. The commercial property coverage will replace the damaged property at replacement cost.
A severe storm passes through the area and a tree falls onto the roof, damaging a portion of the roof and shingles. This damage is covered under the commercial property policy.
Coverage Features
- Replacement cost
- Scalable coverage to fit your business’s needs
- Flexible Deductible options
- Extended Coverage to additional structures
- And much more!
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Our insurance agency serves clients in Pennsylvania, New Jersey, Delaware, Maryland, Virginia, North Carolina and surrounding states. We pride ourselves on understanding your industry and providing simple solutions for your insurance program.
Contact us today and find out how we can help reduce your cost, enhance your coverage, or improve your peace of mind!
What our valued customers are saying...
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taleeyah barryOctober 17, 2024Trustindex verifies that the original source of the review is Google. i was very satisfied with the service and explanations i received Jonathan WynnJuly 2, 2024Trustindex verifies that the original source of the review is Google. Impressed with the service and the speed and diligence - David CohenJune 12, 2024Trustindex verifies that the original source of the review is Google. Prior to this experience our company has been with the same agent for the past 7 years. Last year when we saw that our rates were going up and our agent did not seem to be too interested in helping us we responded to several inquiries of interest from other agencies. MPL rose to the top in terms of follow-up and follow-through. Derek Benevidas quickly demonstrated that he was willing to go the distance to capture both our work comp package and our General Liability package. I would highly reccomend Derek for his professionalism and willingness to roll up his sleeves to get the job done. Acolytes Home Health CareMay 31, 2024Trustindex verifies that the original source of the review is Google. As soon as we got all the paperwork done, the office was updated and guided through. From correcting details and updates on where the processing is excellent. They are professional and knowledgeable, Vicki keeps us in the loop. Excellent customer service. Igor BogdanovMay 29, 2024Trustindex verifies that the original source of the review is Google. Great team and always respond promptly. I used MPL for years, and we always receive the best quotes. You get to talk to humans actually and not a robot when you call them. Cesar AguilarMay 28, 2024Trustindex verifies that the original source of the review is Google. Excellent service ontime response and affordable price. Francine Bines-FullerMay 22, 2024Trustindex verifies that the original source of the review is Google. I had such an amazing experience. I highly recommend MPL Risk! Syeda AliMay 17, 2024Trustindex verifies that the original source of the review is Google. MPL Risk is to be commended for their follow up, and attention to detail. They are great to work with. thank you. Margie LannonMay 16, 2024Trustindex verifies that the original source of the review is Google. Very responsive and they do a great job of price shopping for you at renewal term. They are always quickly responsive when I need them. Thanks for being there for us.